FAQ: Title App Property Reports for Real Estate Professionals

What title reports do you offer, and how do they differ?

We offer three levels of blockchain-secured title reports, designed to provide real estate professionals with the right level of due diligence at different stages of a transaction:

  1. LITE Title Report – A quick, high-level property summary with ownership verification, transaction history, and preliminary encumbrance checks. Ideal for early-stage research.
  2. PRELIM Title Report – A deeper dive, including ownership history, full encumbrance details, and verified lien records. Best for brokers, mortgage professionals, and title agents who need a more comprehensive risk assessment.
  3. FULL Title Report – A complete title review, including chain of title, recorded easements, encumbrances, legal disputes, and everything needed for final closing preparation.

Each report is designed to save time, reduce risk, and streamline property due diligence for real estate professionals.

LITE Title Report

What is the LITE Title Report, and how can real estate professionals use it?

The LITE Title Report provides a high-level overview of property ownership, transaction history, and preliminary financial encumbrances.

Real estate professionals use it to:

  • Verify ownership before listing a property to ensure the seller has legal rights.
  • Screen potential risks before deeper title searches.
  • Assess property history for frequent transfers, which may indicate flipping or financial instability.
  • Identify potential liens or claims that could affect transactions.

This report is ideal for brokers, mortgage professionals, and investors needing fast insights before engaging title services.

What information is included in the LITE Title Report?

  • Basic ownership history (current and past owners).
  • Preliminary encumbrance check (identifying potential liens, debts, or foreclosure warnings).
  • Property attributes (size, zoning, and land use).
  • Recent transaction overview (showing recorded sales and transfers).

This report is delivered instantly and serves as a first step in property due diligence.

PRELIM Title Report

How does the PRELIM Title Report improve on the LITE version?

The PRELIM Title Report provides deeper verification of encumbrances, liens, and recorded financial claims while maintaining a faster turnaround than a full title search.

Real estate professionals benefit from:

  • A complete chain of ownership verification with recorded transfers.
  • Detailed lien and encumbrance reporting (including unpaid mortgages, tax liens, HOA dues, and mechanics' liens).
  • More extensive transaction records, giving insight into how the property has been handled over time.

When should a real estate professional order a PRELIM Title Report?

  • Real estate brokers use it to ensure clean ownership records before listing a property.
  • Mortgage brokers use it to check if a property has existing financial issues that could affect loan approvals.
  • Title agents use it to review known encumbrances before issuing final title insurance.
  • Investors use it to verify a property's legal and financial status before purchasing.

The PRELIM Title Report helps professionals avoid unexpected obstacles during transactions by providing a deeper risk assessment.

FULL Title Report

What does the FULL Title Report provide that the PRELIM report does not?

The FULL Title Report is the most comprehensive title research tool we offer, designed for final transaction preparation. It includes:

  • Full chain of title with detailed ownership verification and past transfers.
  • Complete lien and encumbrance analysis, including tax debts, court judgments, and outstanding financial claims.
  • Recorded easements and legal disputes affecting property rights.
  • All transactional records, including mortgage assignments and legal filings.

This report is critical for:

  • Title agents finalizing title insurance and closing documents.
  • Attorneys handling real estate disputes, foreclosures, or complex transactions.
  • Lenders requiring full due diligence before issuing loans.
  • High-value property transactions where complete title certainty is required.

How does the FULL Title Report support closing and escrow?

The FULL Title Report ensures that all known ownership, encumbrance, and legal records are verified before closing, reducing the risk of post-sale disputes, fraud, or hidden claims.

General Questions

Which report should I choose for my transaction?

  • Use the LITE Title Report for early-stage research, quick verification of ownership, and high-level risk assessment.
  • Use the PRELIM Title Report for deeper due diligence, financial encumbrance checks, and reviewing recorded liens.
  • Use the FULL Title Report for final transaction preparation, title insurance underwriting, and legal risk analysis.

How quickly can I receive a report?

  • LITE and PRELIM Title Reports are delivered digitally within 30-60 seconds for fast access.
  • FULL Title Reports require more detailed research and verification, and are available within 30-60 seconds.

Can these reports replace a full title search?

  • The LITE and PRELIM reports serve as preliminary tools to assess property status and identify risks early.
  • The FULL Title Report provides the deepest level of research but is still not a substitute for title insurance underwriting required for closings.

Where can I order a title report?

You can order any of our reports directly through our platform by entering the property address.